PhonePe UPI, Payment, Recharge
APP

PhonePe UPI, Payment, Recharge

PhonePe

4.4(12.5M)
500M Downloads
Finance

Ratings & Reviews

4.4

12.5M Reviews

5β˜…
9.4M
4β˜…
1.2M
3β˜…
340.4K
2β˜…
253.3K
1β˜…
1.3M

App Info

DeveloperPhonePe
CategoryFinance
Downloads500M+
PriceFree
Updated2025-05-31

Key Features

Easily track and manage your finances with intuitive design and navigation for seamless financial management.

Ensure the security and privacy of your financial data with advanced encryption technology for safe transactions.

Plan and budget effectively using dedicated sections like Savings and Commute to achieve your financial goals.

Access detailed reporting and analytics to gain insights into your spending habits and make informed financial decisions.

Integrate seamlessly with various financial services for a comprehensive and streamlined financial experience.

Screenshots

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Save money shopping in PhonePe UPI, Payment, Recharge, where your finances are in your hands. Imagine effortlessly transferring money with BHIM UPI, paying bills instantly, and even investing in mutual funds all in one secure app. With PhonePe, you can say goodbye to long queues and complex processes.

Manage multiple bank accounts with ease and pay for your online shopping from popular sites like Flipkart and Amazon. Need to grab a quick bite from Zomato or Swiggy? PhonePe has got you covered with seamless online payments. No more fumbling for cash at local stores – simply scan and pay via QR Code hassle-free.

Concerned about insurance? PhonePe offers a wide range of options including Health & Term Life Insurance, Car & Two Wheeler Insurance, Travel Insurance, and more. The app also provides lending services for quick personal loans disbursed directly into your bank account.

Looking to grow your savings? Explore the Mutual Funds & Investments section for expert-curated options tailored to your risk appetite. And don't forget the convenience of recharging your mobile or DTH services within seconds.

The latest update brings a sleek Dark Mode along with a redesigned interface for enhanced financial management. Enjoy easier navigation through dedicated sections like Savings and Commute while benefiting from powerful global search functionality.

Experience the new era of financial management with India's most trusted app – PhonePe. Update now to unlock a world of possibilities right at your fingertips!

About This App

Are you ready to take control of your finances like never before? Look no further than PhonePe UPI, Payment, Recharge app. From managing your expenses to investing in mutual funds and buying insurance plans, this all-in-one finance tool has got you covered.

Here's what you can expect from PhonePe:

- Seamlessly transfer money with BHIM UPI
- Pay bills and recharge your mobile phone with ease
- Invest in mutual funds and buy insurance plans
- Scan and pay at local stores using QR codes

But that's not all! PhonePe also offers a range of insurance options, including health, term life, car, two-wheeler, travel, and shop insurance. Plus, with PhonePe Lending, you can access pre-approved personal loans from India's top lenders.

Looking to grow your wealth? PhonePe allows you to invest in various funds like liquid funds, tax-saving funds, equity funds, debt funds, and even buy or sell 24K pure gold.

Need to stay connected? You can also recharge prepaid mobile numbers and DTH services or pay credit card bills and other utilities all within the app.

And the cherry on top? The latest update introduces Dark Mode for a sleek new look along with a redesigned interface for easier financial management. With better navigation and smarter categories like Savings and Commute, navigating through the app is now more intuitive than ever.

Join millions of users who trust PhonePe for their financial needs. Update the app now and experience the power of smart financial management at your fingertips.

What's New

Exciting update alert!We've introduced dark mode to give your app a stylish new appearance. In addition, enjoy a fresh interface with enhanced features: - Redesigned interface: A modern and user-friendly design for simplified financial management- Improved navigation: Access the scanner, alerts, and transaction history quickly with the redesigned bottom bar- Enhanced categories: Discover dedicated sections like Savings and Commute- Powerful global search: Easily locate contacts, bills, and more with a simple tapUpgrade to the latest version of India's most trusted financial app for an even better experience!

Our Review

This finance app by PhonePe offers a comprehensive solution for all your payment, investment, and insurance needs.
With a user-friendly interface and a range of features, it simplifies financial management.
Strengths:
- Secure and efficient money transfers using BHIM UPI
- Diverse options for online and offline payments
- Convenient access to mutual funds, insurance plans, and lending services

Areas for improvement:
- Enhanced customer support for quicker issue resolution
- Streamlined navigation to improve user experience

In real-world scenarios, this app is ideal for individuals seeking a one-stop platform for various financial transactions.
Despite some areas that could be refined, its versatility and security make it a worthwhile choice.

User Reviews

Aarav Sharma

May 29, 2025

Using PhonePe for mutual funds has been smooth. The variety of fund options caters to different investment goals. Yet, customer support response time could be improved.

Ananya Patel

May 29, 2025

Impressed with PhonePe's insurance offerings! Easy to compare policies and quick purchase process. Highly recommend for hassle-free insurance transactions.

Neha Rao

May 29, 2025

PhonePe's lending feature saved me during an emergency! Quick loan approval process and transparent terms. Definitely a reliable financial companion.

Priya S.

May 29, 2025

PhonePe is my go-to for bill payments. Love the ease of scanning QR codes at local stores. However, occasional lags during fund transfers can be frustrating.

Rajesh K.

May 29, 2025

Decent app overall. The investment options are a plus, but the UI feels cluttered at times. Could use a more streamlined design.